Are you constantly stressed about paying your bills on time? Do you wish there was a more efficient way to keep track of all your due dates, payments, and balances? If yes, then you’re in the right place!
Managing bills can be a daunting task, especially when they pile up, each with its own payment deadline. The good news is, with the right tools, you can streamline this process and have a clear overview of your financial obligations.
In this guide, we will introduce you to 15 free spreadsheets for bills for both Excel and Google Sheets. These templates are designed to help you organize your bills, track payments, and ensure you never miss a deadline again.
Say goodbye to late fees and financial stress! With these spreadsheets at your disposal, you can take charge of your finances and establish a budgeting system that truly works for you. So, let’s dive in and explore these powerful budgeting tools together.
1. Google Sheets Spreadsheet for Bills from Smartsheet
Platform: Google Sheets
Designed by Smartsheet
This Google Sheets Spreadsheet for Bills from Smartsheet is a comprehensive, easy-to-use solution for managing your personal finances. It’s like a personal finance coach that never sleeps! It helps you keep track of your income, expenses, savings, and even entertainment costs. You can record everything from your salary or wages to your monthly mortgage or rent, utility bills, transportation costs, and daily living expenses.
The template also includes sections for savings and retirement plans, health costs, and even vacation or holiday expenses. It allows you to compare your projected costs against your actual spending, giving you a clear view of your financial health.
The reason we recommend this template? It’s perfect for anyone who wants to take control of their finances, whether you’re a recent graduate, a young professional, or a couple planning your joint budget. It’s not just a spreadsheet. It’s your step toward financial independence.
2. Excel Spreadsheet for Bills from Smartsheet
Platform: Microsoft Excel
Designed by Smartsheet
The Excel Spreadsheet for Bills from Smartsheet is a comprehensive and user-friendly template that makes bank reconciliation a breeze. This template is perfect for businesses and individuals looking to get a clear view of their finances.
The template begins with the cash balance as per the bank statement and then guides you through the process of adding deposits in transit and deducting outstanding checks to arrive at an adjusted cash balance. The template then helps you reconcile this balance with the depositor’s record, making adjustments for any receivables collected by the bank, interest earned, NSF checks, service charges, and errors on checks.
The final result is an adjusted cash balance that matches your bank and depositor’s records, ensuring that your financial records are accurate and up-to-date. The template’s straightforward layout and clear instructions make it easy to use, even for those who aren’t financial experts.
We highly recommend this template because it simplifies the often complex process of bank reconciliation. It takes the guesswork out of financial management, helping to prevent errors and ensuring that you have a clear understanding of your financial position.
3. Spreadsheet for Monthly Bills from Samantha Ealy
Platform: Google Sheets
Designed by Samantha Ealy
This Google Sheets template designed by Samantha Ealy is a simple yet efficient way to keep track of your monthly bills.
With this template, you’ll get a clear overview of your recurring bills, their due dates, payment methods, and remaining balances.
What sets this template apart is its simplicity and adaptability. It’s not cluttered with unnecessary features, so you can focus on what matters most – staying on top of your bills. And because it’s a Google Sheets template, you can access it anywhere, anytime.
4. Printable Spreadsheet for Bills from Spreadsheet Class for Google Sheets
Platform: Google Sheets
Designed by Spreadsheet Class
The Printable Spreadsheet for Bills from Spreadsheet Class is a fantastic way to keep your finances in check.
The template is divided into sections for each month, and it automatically calculates the money you have left after expenses. It even includes a graph feature, allowing you to visualize your spending habits over time. Plus, it’s simple to use, making it a great choice for those new to budgeting.
What makes this template stand out is its full-year overview. With this, you can keep an eye on your annual spending and make necessary adjustments to your budget plan.
5. Bill Pay Schedule Spreadsheet from Template Lad for Excel
Platform: Microsoft Excel
Designed by Template Lab
The Bill Pay Schedule Spreadsheet from Template Lab is a very practical and straightforward template for managing and keeping track of your monthly payments. Designed for Microsoft Excel, it provides an organized view of your payment schedule for the entire year.
In this template, you get to list down all your bills and specify the due dates, the amounts, and the status of each payment. It even has a feature that lets you indicate whether a bill is set to autopay, which can be a great help in avoiding late fees.
The template also includes a section where you can see a summary of your payments for each month, making it easier to manage your budget and ensure that all bills are paid on time.
We recommend this template because it simplifies the process of managing your bills, freeing up more time and mental energy for other important tasks or activities.
6. Bill Tracker Worksheet from Finmasters for Google Sheets
Platform: Google Sheets
Designed by Finmasters
The Bill Tracker Worksheet from Finmasters for Google Sheets is a beautifully crafted, easy-to-use layout that helps you easily manage your bills.
This Google Sheets template allows you to list your bills, their amounts, due dates, and any additional notes you might have. It also lets you check off bills as they’re paid and automatically updates the status of your accounts according to their due dates.
This way, you’ll see at a glance which bills are overdue, paid, or nearing their due date. The best part? It even calculates the total amount of your unpaid and overdue bills. This template from Finmasters is perfect for anyone looking to bring order to their bill payments. Its automated features and user-friendly design make bill management less of a chore and more of a breeze.
We highly recommend it for its simplicity, efficiency, and the peace of mind it brings to managing your bills.
7. Bill Payment Tracker from Vertex42
Platform: Microsoft Excel & Google Sheets
Designed by Vertex42
The Bill Payment Tracker from Vertex42 is a highly organized and systematic way to keep track of all your bills. It’s designed to be used with Microsoft Excel and Google Sheets, offering a flexible solution to managing your finances.
It provides a detailed breakdown of all your bills, their due dates, and payment status for each month of the year, ensuring you never miss a payment. The template even allows you to list known bills and their typical due dates, enter the expected amounts in the months they are due, and print a blank copy to use as a checklist.
The best part about this template is its clear instructions and user-friendly layout, making it easy for anyone to use. We recommend this template because it’s a great way to stay on top of your payments and maintain a clear financial picture.
8. Spreadsheet for Household Bills from Smartsheet for Google Sheets
Platform: Google Sheets
Designed by Smartsheet
Managing household finances can often feel like a balancing act. With the Spreadsheet for Household Bills template from Smartsheet for Google Sheets, it becomes a lot easier.
This comprehensive and intuitive template allows you to keep track of everything from necessary and discretionary expenses to investments and income. It also includes a budget summary and fields for monthly and yearly amounts, helping you get a clear picture of your spending patterns and financial health.
The template is color-coded for easy navigation, requiring you to fill only the yellow fields. It even calculates percentages for you, so you can see what portion of your income goes to different expense categories. We recommend this template because it simplifies budgeting and takes the guesswork out of managing your household expenses.
9. Excel Bill Pay Template from Excel Downloads
Platform: Microsoft Excel
Designed by Excel Downloads
The Excel Bill Pay Template from Excel Downloads simplifies the seemingly daunting task of managing your bills. It’s a comprehensive guide to navigating your monthly expenses, reminding you when each bill is due, and keeping track of what’s been paid.
You can enter all your bills, from mortgage or rent to utilities, insurance, and even your Netflix subscription. You can also keep tabs on your loans and savings. What’s more, it gives you the option to add more bills or categories based on your requirements.
The template is divided by months, allowing you to plan your expenses for the whole year. We recommend this template because it provides a clear and organized way to manage your bills, ensuring you never miss a payment and maintain a healthy financial life.
10. Payment Tracker Spreadsheet from Coupler.IO for Google Sheets
Platform: Google Sheets
Designed by Coupler.IO
The Payment Tracker Spreadsheet from Coupler.IO for Google Sheets is a comprehensive solution to keep tabs on your personal finances. This template allows you to track your income and expenses throughout the year, with a breakdown for each month.
It includes categories such as salary, bonuses, other income sources, utilities, loan payments, food, and other expenses. It also provides a section to import your income and expenses. One unique feature is the ability to track and import transactions from Monobank, a popular digital banking service.
This makes it easier for you to monitor your spending habits and manage your budget effectively. We recommend this template for its detailed and flexible approach to personal finance management.
11. Bill Schedule Template from Keepify for Google Sheets
Platform: Google Sheets
Designed by Keepify
Stepping into the world of budgeting can be a daunting task, but this Bill Schedule Template from Keepify for Google Sheets makes it a breeze. The template guides you through the process of setting up your budget with a clear and easy-to-understand layout. It provides a sample budget filled with typical expenses as a starting point. The template encourages you to adapt and modify the categories and amounts according to your personal circumstances.
The unique feature of this template is its interactive nature. The orange cells can be edited to adjust your budget and visualize the changes. You can track your expenses, compare month-to-month changes, and observe your income percentage allocated to each category.
The template also includes a detailed category description, giving you a clear understanding of what each category entails. Additionally, it offers a transaction log to record your expenses, making it a comprehensive budgeting solution.
12. Bill Manager Template from Live Flow for Google Sheets
Platform: Google Sheets
Designed by Live Flow
The Bill Manager Template from Live Flow for Google Sheets is a comprehensive solution for managing and tracking your company’s expenses and vendor relationships. This template offers a clear view of your top vendors by spend, allowing you to better understand where your money is going. It’s incredibly user-friendly, with step-by-step instructions and even a video tutorial for setup.
One of the standout features of this template is its integration with QuickBooks, making it a seamless experience for those already using the accounting software. You can also customize the number of top vendors you want to see, from the top 5, top 10, or even top 20.
This Google Sheets template is an excellent choice for businesses wanting to streamline their expense tracking and vendor management processes.
13. Excel Bill Organizer from Samplewords
Platform: Microsoft Excel
Designed by Samplewords
The Excel Bill Organizer from Samplewords is a comprehensive financial management template designed for those who prefer a meticulous approach to budgeting. This Microsoft Excel template helps you keep track of your monthly income, including details from both you and your spouse.
It categorizes your expenses into secured debt like mortgages and auto loans, unsecured debt like credit cards and personal loans, utilities, and insurance. Each category includes columns for the due date, minimum payment, payment made, payment method, and even a confirmation number, making it easy to stay on top of your expenses and avoid late fees.
The template sums up the total amounts, giving you a clear snapshot of your financial situation, including how much cash you have left after paying your bills. This is a highly recommended template for its meticulous detail and comprehensive approach to financial management, providing a clear overview of your financial health. It’s like having a financial advisor at your fingertips!
14. Bill Tracker Sheet from General Blue for Excel
Platform: Microsoft Excel
Designed by General Blue
Meet the Bill Tracker Sheet from General Blue for Excel, your new best friend in managing your monthly expenses. We’ve all had those moments of forgetting to pay a bill or losing track of our expenses – this template is here to help you avoid that.
With columns for each bill, its due date, the amount, and whether it’s been paid, this template lets you keep a clear record of your monthly bills. You’ll also find a section for total calculations and a notes column for any additional information you might need to jot down.
What makes this template stand out is its simplicity and efficiency. It cuts right to the chase, giving you a straightforward way to track your bills without any unnecessary frills.
15. Bill Breakdown Template from The Measure of a Plan
Platform: Microsoft Excel & Google Sheets
Designed by The Measure of a Plan
The Bill Breakdown Template from The Measure of a Plan is a comprehensive solution for individuals seeking to gain control over their personal finances. This template, compatible with Microsoft Excel and Google Sheets, allows users to categorize and track income and expenses, set budget targets, and analyze spending trends over time.
In the ‘Category Setup’ tab, users can customize labels to categorize their transactions, providing a personalized view of their financial habits. The ‘Expenses’ and ‘Income’ tabs are designed for detailed transaction inputs, with each row representing a separate transaction.
The ‘Budget Targets’ tab allows users to set monthly financial goals, while the ‘Dashboard’ tab provides a visual representation of financial data, updating automatically as new transactions are entered. Users can also compare spending habits over different time periods using the ‘Historical Comparison’ tab and assess how closely they are meeting their budget targets with the ‘Comparison to Budget Targets’ tab.
The template’s level of detail and customization makes it a powerful resource for personal finance management. We recommend it for its user-friendly design and comprehensive financial analysis capabilities.
How to Make a Spreadsheet for Bills In Google Sheets
We’ve put together a step-by-step guide to help you build your own custom template. You can also download our sample template if you’d like. Let’s dive into each step in more detail.
Step 1. Start by clicking on an empty cell and typing in your details. Next, head to the toolbar to style your text. You can change the font, size, color, and other formatting options to suit your needs.
Step 2. Select the cells you want to color, navigate to the Fill color option, and pick your desired shade.
Step 3. Highlight the cells where you want borders, click on the Borders icon, and then select the style, color, and type of border you prefer.
Step 4. To track the status of your bills, you’ll want to add a dropdown list. Click on an empty cell, go to the Insert menu, select Dropdown, and then configure the list with your desired values and colors. Once you’re done, click “Done.”
Step 5. To easily mark off paid bills, you’ll need to add checkboxes. To do this, click on the cell where you want the checkbox, go to the Insert tab, and select the Checkbox option.
Step 6. To sum up your bills, you’ll need to add some formulas. Select the cell where you’d like the total to appear and input the following formulas:
- =SUMIF(H3:H24, true, G3:G24) for Paid Bills;
- =SUMIF(H3:H24, false, G3:G24) for Unpaid Bills;
- =SUMIF(I3:I24, “Overdue”, G3:G24) for Overdue Bills.
Step 7. For a more visual way to track your bills, we recommend adding a chart. Go to the Insert tab, click on Chart, and choose your preferred chart type. You can specify the data range in the Setup menu.
If you’d like to make additional changes to the chart, click the Customize option and adjust settings as you see fit.
Step 8. To clean up your spreadsheet, you may want to remove the gridlines. To do this, click on View, go to Show, and then select Gridlines to toggle them off.
And there you have it! Your bill tracking spreadsheet is ready for use. To get started, open this template in Google Sheets.
How to Create a Bill Tracking Spreadsheet in Excel
If you’re using Excel, the following steps will guide you through creating your own bill tracking template.
Step 1: Input and Customize Text. Go to your worksheet and start typing your information. To format the text, navigate to the Home tab where you can change the font style, size, color, alignment, and other options.
Step 2: Apply Cell Fill Color. If you’d like to add color to specific cells, click on the Fill Color button and choose the color you prefer.
To customize the colors for different statuses, go to the Styles menu.
Step 3: Add Borders. Select the cells where you’d like to add borders, then click on the Border button and choose the style that suits you best.
Step 4: Insert Formulas. To perform calculations in your template, select the cell where you want the totals to appear and input the following formulas:
- =SUMIF(H3:H24, true, G3:G24) for Paid Bills;
- =SUMIF(H3:H24, false, G3:G24) for Unpaid Bills;
- =SUMIF(I3:I24, “Overdue”, G3:G24) for Overdue Bills.
Step 5: Add a Chart. To visualize your data, highlight the range you want to chart, click on the Insert tab, and then select the chart type you’d like to use.
Next, click the Filter icon, select the Select Data option, enter the cell range you want to include, and press Enter.
To customize your chart’s color and style, click on the Chart Styles icon and make your selections.
Step 6: Remove Gridlines. For a cleaner look, go to the View tab and uncheck the Gridlines box.
And there you go! Your Excel bill tracking spreadsheet is ready to use. Feel free to download and utilize this template for your billing needs.
