A budget calendar is a tool that displays your income and expenses within a calendar format.
This approach allows you to view your financial activity in the context of specific dates, making it easier to plan and manage your money over time.
Our guide provides a free budget calendar template available in Google Sheets, Excel, and PDF formats.
The template is ready for download and can be customized to meet your specific financial planning needs.
What Is a Budget Calendar Spreadsheet?
A budget calendar spreadsheet is a financial planning tool that combines a traditional calendar format with budget tracking features, allowing you to visualize income, expenses, and bills according to specific dates throughout the month or year.
This type of spreadsheet provides a chronological view of your finances, unlike standard budget trackers that typically organize expenses by category alone.
Download Spreadsheet Daddy’s Free Budget Calendar Spreadsheet
Our Budget Calendar Template helps you track your finances daily throughout the month.
You can adjust the template to fit your budgeting needs by adding or deleting columns, allowing you to track extra financial details that are most relevant to you.
What’s included
- Monthly calendar grid structure: A complete calendar layout organized in a traditional Sunday-to-Saturday week format, with six rows to accommodate all days of the month. Each day cell includes placeholder date fields that can be customized for any month of the year.
- Daily balance tracking system: Every calendar day features a dedicated balance field where you can record and monitor your account balance as transactions occur. This allows for real-time financial tracking throughout the month.
- Financial summary header section: The top of the template displays four key metrics, including Start Balance, End Balance, Total Income, and Total Expenses, providing a comprehensive monthly overview. These fields help you see your net financial change from the beginning to the end of the month.
- Clean, printer-friendly design: The template uses a simple color scheme with clear section divisions and consistent typography. The organized layout makes it easy to print for physical tracking or fill out digitally.
How to Use Our Budget Calendar Spreadsheet Template
1. Download this Budget Calendar in Excel or PDF format, or make a personal Google Sheets copy to start planning your finances.
2. Enter the month and year you want to track at the top of your calendar.
3. Input your Start Balance to show how much money you have at the beginning of the month.
4. Throughout the month, log your income and expenses day by day. The template will automatically calculate your Total Income, Total Expenses, and End Balance, giving you a real-time view of your finances.
